兴业银行落地湿地VEP质押贷款

Core Viewpoint - Industrial Bank has launched its first VEP (Value of Ecosystem Products) pledge loan, providing 100 million yuan to the project operator of the Sichuan Xichang Qionghai Wetland Scenic Area, utilizing the ecological value of the area as collateral [1][2] Group 1: VEP Pledge Loan - The VEP pledge loan is a green loan product that quantifies the ecological value of ecosystem services, including material supply, regulation services, and cultural services [1] - The ecological value of the Qionghai Wetland Scenic Area is over 400 million yuan, providing multiple benefits such as water source conservation, urban climate regulation, water quality purification, and habitat provision for flora and fauna [1] Group 2: Green Financial Innovations - Industrial Bank is a pioneer in green finance in China, actively developing products that realize ecological value, including carbon emission rights, water rights, and forest rights pledge loans [2] - As of September 2023, the bank's green finance financing balance reached 2.47 trillion yuan, with a green loan balance of 1.103781 trillion yuan, supporting projects that can reduce carbon dioxide emissions by over 27 million tons annually [2]