全国首家股份制银行AIC成立

Core Viewpoint - The establishment of Xingyin Financial Asset Investment Co., Ltd. marks the first national joint-stock bank financial asset investment company (AIC) in China, aimed at enhancing support for technology innovation and private enterprises through market-oriented debt-to-equity swaps [1] Group 1 - Xingyin Investment was officially established in Fuzhou on November 16, following the approval from the National Financial Supervision Administration in March to expand AIC pilot programs [1] - Xingyin Bank became the first national joint-stock bank to be approved for the establishment of an AIC on May 7, and after six months of preparation, it received approval to commence operations on November 7 [1] - The registered capital of Xingyin Investment is RMB 10 billion, and it is located in Fuzhou, Fujian Province [1] Group 2 - The company will focus on professional and market-oriented debt-to-equity swaps and related businesses to support technology innovation and private enterprises, aiming to optimize capital structures and effectively reduce leverage [1] - Chairman Chen Wei emphasized the importance of optimizing governance structures, enhancing internal control systems, and building a clear accountability framework while prioritizing risk control mechanisms [1] - The company plans to adopt a differentiated competitive strategy, starting from Fujian and expanding nationwide, with a focus on market-oriented debt-to-equity swaps to support traditional industry upgrades and the growth of emerging industries [1]