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Group 1: Economic Disparity - The U.S. economy is experiencing a K-shaped recovery, with high-income households thriving while low-income families struggle, leading to a stark division in living conditions [3][8][13] - The income gap has reached an eight-year high, with low-income households seeing only a 1% wage increase, while high-income groups enjoy a 4% increase, significantly outpacing inflation [8][15] - The trend of middle-class "downward mobility" is evident, with 28% of middle-income families frequently shopping at discount stores, an increase of 8 percentage points over four years [6][8] Group 2: Consumer Behavior - High-end products are driving growth for companies like Coca-Cola, which relies on affluent consumers for its premium offerings, while demand for budget options is concentrated in discount stores [3][5] - Hilton's financial report indicates strong performance in its luxury hotel segment, contrasting with a decline in revenue from budget hotels [5] - The average price of new cars in the U.S. has surpassed $50,000, with high-end vehicles leading market growth, while the delinquency rate on high-risk auto loans has reached a 30-year high of 6.65% [6][10] Group 3: Policy and Economic Risks - The Federal Reserve's monetary policies post-pandemic have contributed to asset bubbles, benefiting wealthy families while increasing financial pressure on low-income households due to rising mortgage rates [13][15] - The U.S. national debt is approaching $36 trillion, with annual interest payments reaching $1 trillion, limiting the government's ability to implement effective social policies [15] - Political gridlock over debt ceilings and welfare policies is exacerbating economic disparities, with foreign investment in U.S. equities halving compared to the previous year [15]