一美分硬币为何停产

Group 1 - The U.S. Mint announced the cessation of the production of the one-cent coin, marking the end of its regular production after 232 years [1][2] - The production cost of the one-cent coin has increased significantly over the past decade, rising from 1.42 cents to 3.69 cents per coin, leading to substantial financial losses for the Mint [1][2] - In the fiscal year 2024, the Mint reported a loss of $85.3 million due to the production of the one-cent coin, which is considered a "money-losing" coin [2] Group 2 - Despite the cessation of production, the one-cent coin remains legal tender in the U.S., with an estimated 300 billion coins currently in circulation, far exceeding commercial demand [2] - The Federal Reserve has begun to suspend orders for one-cent coins at various distribution points, with 100 out of 181 points already halting orders [2] - The American Bankers Association indicated that the Federal Reserve will no longer accept deposits of one-cent coins once they are depleted at distribution points, complicating the circulation of existing coins [2] Group 3 - Retailers are facing challenges in adjusting to the discontinuation of the one-cent coin, with no federal guidance on handling cash transactions, leading to various practices such as rounding prices or requiring customers to bring change [3] - Industry organizations are advocating for legislation to establish a federal standard for rounding cash transactions to the nearest five cents to protect businesses from legal risks [3] - There are concerns that ongoing inflation may diminish the actual value of the five-cent coin, potentially leading to its gradual elimination in the future [3]