金融如何读懂科技？高交会上这家银行给出了一些答案

Core Viewpoint - The 27th China International High-tech Achievements Fair (CHTF) in Shenzhen showcases over 5,000 enterprises and institutions, with more than 5,000 cutting-edge technology achievements displayed, 20% of which are global debuts [1][2] Group 1: Event Overview - The CHTF spans an exhibition area of 400,000 square meters and attracts participants from over 100 countries and regions [1] - The event features a significant presence of enterprises from advanced manufacturing sectors, including semiconductors, automation, LED displays, and new energy vehicles, which have received timely credit support from China Resources Bank [2] Group 2: China Resources Bank's Participation - China Resources Bank debuts its science and technology financial brand "Run Chuang Wan" at the fair, marking its first appearance as an independent exhibitor [1][3] - The bank has deployed a professional science and technology financial team at the event to engage with participating enterprises and explore customized cooperation paths [3][4] Group 3: Financial Services and Growth - The bank's science and technology financial loans have seen rapid growth, with a balance of 43.3 trillion yuan as of mid-2025, reflecting a year-on-year increase of 12%, surpassing the overall loan growth rate [5] - "Run Chuang Wan" aims to provide comprehensive services for high-tech enterprises, specialized and innovative enterprises, and technology-based SMEs in the Guangdong-Hong Kong-Macao Greater Bay Area [5][6] Group 4: Service Offerings - The "Run Chuang Wan" brand offers four main product categories tailored to the financing, sales expansion, management enhancement, and digital transformation needs of science and technology enterprises [6] - As of September 2025, the bank's technology enterprise client base has grown by 332% to nearly 2,000, and the balance of technology financial loans has surged by 433% to over 25 billion yuan [6] Group 5: Organizational Capability and Innovation - The bank has established a dedicated approval channel for science and technology finance, enhancing approval efficiency and professionalism through a unique "Science and Technology Power" risk evaluation system [7][8] - The bank's "1+10+1" service system aims to efficiently coordinate resources and support innovation enterprises, focusing on long-term organizational capability development [8]