2025年10月国内金融数据概览

Group 1: Monetary Supply - As of the end of October, the broad money supply (M2) reached 335.13 trillion yuan, reflecting a year-on-year growth of 8.2% [1] - The narrow money supply (M1) stood at 112 trillion yuan, with a year-on-year increase of 6.2% [1] - The currency in circulation (M0) amounted to 13.55 trillion yuan, showing a year-on-year growth of 10.6% [1] Group 2: Social Financing - The cumulative increase in social financing for the first ten months was 30.9 trillion yuan, exceeding the previous year's figure by 3.83 trillion yuan [2] - The increase in RMB loans to the real economy was 14.52 trillion yuan, which is a decrease of 1.16 trillion yuan compared to the same period last year [2] - Net financing through corporate bonds reached 1.82 trillion yuan, up by 1.36 trillion yuan year-on-year [2] Group 3: Loan and Deposit Growth - The total RMB loans increased by 14.97 trillion yuan in the first ten months, with household loans rising by 739.6 billion yuan and corporate loans increasing by 13.79 trillion yuan [4] - RMB deposits grew by 23.32 trillion yuan in the first ten months, with household deposits increasing by 11.39 trillion yuan [5] - The total balance of RMB loans was 270.61 trillion yuan, reflecting a year-on-year growth of 6.5% [4] Group 4: Interest Rates - The weighted average interbank lending rate in October was 1.39%, down by 0.2 percentage points from the same period last year [6] - The one-year loan market quoted interest rate was 3.00%, and the rate for loans over five years was 3.50%, both lower by 0.1 percentage points compared to the end of last year [7] Group 5: Exchange Rates - The CFETS RMB exchange rate index was 97.61, a decrease of 3.8% compared to the end of last year [8] - The RMB appreciated by 1.42% against the US dollar, while it depreciated by 8.38% against the euro [8]