多政策激发楼市活力 二手房成新晋“顶流”

Core Viewpoint - The recent data from the National Bureau of Statistics indicates a narrowing decline in commodity housing sales, a continuous decrease in unsold inventory for eight months, and a reduction in the decline of funds available to real estate developers, reflecting the positive impact of various real estate policy optimizations implemented this year [1][3][5] Sales Performance - From January to October, the total transaction volume of new and second-hand houses nationwide decreased by only 1.9% year-on-year, indicating stability in the market without significant contraction [3][8] - In major cities like Shenzhen, Wuhan, and Xiamen, the transaction volume of both new and second-hand houses has shown year-on-year growth [3][11] Market Dynamics - The second-hand housing market is increasingly becoming the mainstay of transactions, with second-hand house transactions accounting for 45% of the total, and a year-on-year increase of 4.7% in transaction area [11][13] - The demand for improved housing is being released, supported by policies such as increased housing provident fund loan limits and purchase subsidies [13][17] Land Market Trends - Local governments are actively optimizing land supply structures to boost developer confidence, with Beijing and Hangzhou implementing targeted land supply strategies [14][16] - The total land acquisition amount by the top 100 real estate companies reached 783.8 billion, a year-on-year increase of 26.4% [16] Policy Measures - Over 60 cities have introduced purchase subsidies or "old-for-new" policies to support rigid and improved housing demand [17][20] - Cities are enhancing housing credit and provident fund policies, with adjustments made to loan limits and withdrawal rules to support reasonable housing consumption [22]