我国城市商业银行资产规模超60万亿元

Core Insights - The report by the China Banking Association's Urban Commercial Bank Working Committee highlights the significant growth and development of urban commercial banks in China over the past 30 years [1] Group 1: Asset Growth and Market Position - As of the end of 2024, the total asset size of urban commercial banks in China is projected to reach 60.15 trillion yuan, representing a 134-fold increase since 1995 [1] - Urban commercial banks now account for 13.53% of the total banking financial institutions in China, with a market share increase of 8.24 percentage points [1] - There are 12 urban commercial banks with asset sizes exceeding 1 trillion yuan, and 5 of these banks are classified as systemically important banks in China [1] Group 2: Financial Health Indicators - The non-performing loan (NPL) ratio for urban commercial banks stands at 1.76% [1] - The provision coverage ratio is reported at 188.08%, indicating strong financial health and risk management [1] - The capital adequacy ratio is at 12.97%, reflecting a solid capital base for these banks [1] Group 3: Service and Support Initiatives - Urban commercial banks are enhancing their service channels and offering a diverse range of financial products and services tailored to urban and rural residents [1] - These banks are actively supporting the development of small and medium-sized enterprises (SMEs), aiming to improve the coverage, accessibility, and satisfaction of financial services [1]