赋能外贸企业“轻装远航”,齐鲁银行如何让跨境人民币越来越好用?

Core Viewpoint - The article highlights the rapid growth of cross-border financial activities driven by global economic integration, emphasizing the increasing prominence of the Renminbi as an international currency and the efforts of Qilu Bank to facilitate cross-border RMB settlements for quality enterprises [1][7]. Group 1: Policy Implementation - Qilu Bank has introduced a management mechanism for quality enterprises, allowing them to directly process cross-border RMB settlements without prior submission of authenticity proof, thereby enhancing efficiency [1]. - The bank has successfully included a company from Binzhou in its quality enterprise list, resulting in an additional RMB 100 million in cross-border settlements for the month, contributing to a total of RMB 1.2 billion in such transactions this year [1]. Group 2: Client Engagement and Support - Qilu Bank has conducted over 50 policy promotion activities this year, utilizing various formats such as on-site presentations and online training to ensure that policy benefits reach enterprises effectively [2]. - The bank focuses on key enterprises, sectors, and regions to promote the advantages of RMB settlements, helping clients mitigate foreign exchange risks by converting settlement currencies from USD to RMB [3]. Group 3: Cross-Border Financial Services - Qilu Bank has serviced nearly 1,700 cross-border RMB transactions across 38 countries, supporting over 20 infrastructure, energy, and manufacturing projects under the Belt and Road Initiative [4]. - The bank has added over 200 new cross-border RMB clients this year, with cross-border RMB transactions accounting for over 80% of the total business volume [4]. Group 4: Digital Financial Empowerment - Qilu Bank has upgraded its digital financial product system, "Qilu Spring e-Da," to provide comprehensive online cross-border financial services, enhancing convenience and efficiency for enterprises [5]. - The bank has enabled a manufacturing enterprise to process cross-border RMB transactions entirely online, significantly reducing transaction times and improving cash management efficiency [6]. Group 5: Market Trends and Growth - In response to the rapidly changing global economic landscape and increased exchange rate volatility, Qilu Bank has seen a 135% year-on-year growth in cross-border RMB business volume, effectively doubling its operations [7]. - The proportion of cross-border RMB transactions in total foreign and domestic currency transactions has increased by 18 percentage points, indicating a significant enhancement in service quality for the real economy [7].