Core Viewpoint - The implementation of the "Liaoning Province Marine Fishing Vessel Renovation and Reduction Work Plan" marks a significant step towards high-quality development in the fishing industry, contributing to the construction of a strong marine province in Liaoning [1] Group 1: Policy and Strategic Alignment - The plan aligns with national strategies such as rural revitalization and the development of a strong agricultural and marine economy, emphasizing the importance of the fishing industry for coastal communities [2] - Shengjing Bank actively supports local fishing industry development by implementing policies that facilitate financial services tailored to the needs of fishermen [2] Group 2: Financial Product Innovation - Shengjing Bank has developed a specialized loan product called "Fishing Vessel Loan" to address the financing challenges faced by fishermen, focusing on their specific needs and preferences [3] - The loan product offers flexible loan amounts, with individual fishermen eligible for up to 5 million yuan and small enterprises or cooperatives up to 20 million yuan, ensuring comprehensive coverage of financing needs [4] Group 3: Cost Reduction and Market Activation - To alleviate the financial burden on fishermen, Shengjing Bank provides multiple interest rate and fee discounts on the "Fishing Vessel Loan," significantly reducing financing costs [5] - For example, a 100,000 yuan loan over three years can save fishermen nearly 10,000 yuan in interest due to the bank's special rate discounts [5] Group 4: Efficient Approval Processes - The bank has optimized the approval process for the "Fishing Vessel Loan" to meet the urgent funding needs of fishermen, implementing a streamlined and efficient mechanism [7] - Approval authority has been delegated to local branches for loans up to 3 million yuan, expediting the process and ensuring timely access to funds [7] Group 5: Comprehensive Support System - Shengjing Bank has established a multi-level support system to ensure the effective implementation of the "Fishing Vessel Loan," involving collaboration across departments and branches [8] - Specialized teams at various branch levels are dedicated to customer service, loan application processing, and on-site investigations, enhancing the overall customer experience [8] Group 6: Successful Implementation and Outreach - The first "Fishing Vessel Loan" has been successfully disbursed by Shengjing Bank's Dalian branch, demonstrating the bank's commitment to supporting local fishing industry upgrades [9] - The bank's outreach efforts include engaging with fishermen directly and providing guidance on financial products and government subsidies, fostering trust and collaboration [10]
盛京银行创新推出“渔船贷”，以实际行动助力辽宁渔船更新与减船转产工作