Hua Er Jie Jian Wen·2025-11-18 02:36Core Viewpoint - Chen Haiqiang has been appointed as the Party Secretary and nominated as the Chairman of Zheshang Bank, marking a significant internal promotion within the bank's leadership structure [1][4]. Group 1: Leadership Changes - Chen Haiqiang's appointment comes just four months after he officially took over as the President of Zheshang Bank [3]. - The bank's board will expedite the election process for the Chairman position following Chen's nomination [2]. - Chen is the first Chairman of Zheshang Bank to be promoted from within the organization since its establishment, contrasting with previous Chairmen who were externally appointed [4]. Group 2: Chen Haiqiang's Background - Chen has extensive experience in state-owned commercial banks, having started his career at Industrial and Commercial Bank of China in 1995 and later joining China Merchants Bank [5]. - He has held various positions at Zheshang Bank, including President of the Ningbo Branch and Chief Risk Officer, before becoming the President [5]. Group 3: Bank Performance and Strategy - As of the third quarter, Zheshang Bank's total assets reached 3.39 trillion yuan, a 1.91% increase from the beginning of the year, with a non-performing loan ratio of 1.36%, which is still considered relatively poor among peer banks [5][6]. - The bank reported a revenue of 48.931 billion yuan and a net profit attributable to shareholders of 11.668 billion yuan, both showing declines of 6.78% and 9.59% year-on-year, respectively [5]. - Chen has emphasized a strategic shift towards "smart management," focusing on transforming the bank's operations from asset-driven to liability-driven, and moving towards a lower-risk, stable-return asset structure [5].