打通助农惠企“最后一公里”——恒丰银行在川持续做好普惠金融大文章

Core Viewpoint - Hengfeng Bank Chengdu Branch is committed to promoting inclusive finance, focusing on supporting rural revitalization and small and micro enterprises, while ensuring the stability of agricultural production and supply chains [1][2][5]. Group 1: Financial Support for Agriculture - Hengfeng Bank Chengdu Branch has prioritized support for grain production, storage, and circulation as part of its rural revitalization strategy, providing timely loans to agricultural enterprises [2][4]. - The bank issued a loan of 11 million yuan to a key grain processing company to address funding gaps during the summer grain purchasing season, ensuring smooth grain collection channels [2]. - The bank also provided 10 million yuan in loans to a fresh food distribution company to enhance its cold chain logistics and storage capabilities, thereby improving supply chain efficiency [2]. Group 2: Support for Agricultural Input Supply - Hengfeng Bank Leshan Branch collaborated with a leading agricultural chemical company to provide 180 million yuan in mid-term working capital loans, ensuring the stable supply of agricultural production materials [4]. - The bank facilitated 9.54 million yuan in loans to the upstream suppliers of agricultural materials, addressing financing challenges faced by small suppliers [4]. Group 3: Enhancing Rural Economic Development - The bank has significantly increased its agricultural loan balance to 4.411 billion yuan, with a year-to-date increase of 885 million yuan, and has disbursed 3.157 billion yuan in loans in the first three quarters of the year [6]. - Hengfeng Bank Chengdu Branch is actively supporting the construction of modern grain storage and processing facilities in key agricultural areas, with a credit approval of 120 million yuan for a major project [5][6]. Group 4: Support for Small and Micro Enterprises - The bank has implemented a "party building + industry assistance + employment promotion" model to support local manufacturing and technology-driven small enterprises [7]. - A loan was provided to a smart electronics company, significantly reducing the loan processing time from weeks to 10 days through innovative financial solutions [7][8]. - Since the beginning of 2025, the bank has issued 594 million yuan in loans to private enterprises, benefiting 54 companies and supporting regional economic stability [8].