China Everbright Bank Company Limited 6818 董事名單與其角色和職能 中國光大銀行股份有限公司（「本公司」）董事會（「董事會」）成員載列如下： 郝成 齊曄 楊兵兵 非執行董事 趙晶晶 姚威 張銘文 李巍 獨立非執行董事 李引泉 劉世平 黃振中 劉俏 胡湘 李穎琦 董事長，非執行董事 吳利軍 副董事長，非執行董事 崔勇 執行董事 二零二六年三月十三日 - 2 - M - 1 - 下表提供各董事會成員在董事會委員會中所擔任職務之信息。 | | | | | | | | 社會責任、 普惠金融 發展和 | | --- | --- | --- | --- | --- | --- | --- | --- | | 董事╱ | | 風險管理 | | | | 關聯交易 | 消費者權益 | | 董事會委員會 | 戰略委員會 | 委員會 | 審計委員會 | 提名委員會 | 薪酬委員會 | 控制委員會 | 保護委員會 | | 吳利軍 | C | | | M | | | | | 崔勇 | M | | | | | | | | 郝成 | M | C | | | | | C | | 齊曄 | | | | ...

China Everbright Bank Company Limited 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 - 1 - 胡湘先生及李穎琦女士的簡歷請參見本公司日期為2025年10月30日的通函。截至本公告 日期，該等資料並未發生任何變化。 根據法律法規及《中國光大銀行股份有限公司章程》的相關規定，黃志凌先生及邵瑞慶先 生因任期屆滿，分別自胡湘先生及李穎琦女士任職之日起不再擔任本公司獨立非執行董 事及董事會專門委員會相關職務。經黃志凌先生及邵瑞慶先生確認，其與董事會無不同 意見，亦無任何與其離任有關的事項需要通知本公司股東。 董事會謹此對黃志凌先生及邵瑞慶先生在其任職期間對本公司做出的貢獻表示衷心感 謝，對胡湘先生及李穎琦女士的加入表示歡迎。 中國光大銀行股份有限公司 董事會 6818 關於董事任職資格核准的公告 中國光大銀行股份有限公司（「本公司」）根據《香港聯合交易所有限公司證券上市規則》第 13.10B條作出本公告。 茲提述本公司 ...

China Everbright Bank Company Limited 6818 董事名單與其角色和職能 中國光大銀行股份有限公司（「本公司」）董事會（「董事會」）成員載列如下： 董事長，非執行董事 吳利軍 副董事長，非執行董事 崔勇 非執行董事 趙晶晶 姚威 張銘文 李巍 獨立非執行董事 李引泉 劉世平 黃振中 劉俏 胡湘 李穎琦 - 1 - 下表提供各董事會成員在董事會委員會中所擔任職務之信息。 執行董事 郝成 齊曄 楊兵兵 M | | | | | | | | 社會責任、 普惠金融 發展和 | | --- | --- | --- | --- | --- | --- | --- | --- | | 董事╱ | | 風險管理 | | | | 關聯交易 | 消費者權益 | | 董事會委員會 | 戰略委員會 | 委員會 | 審計委員會 | 提名委員會 | 薪酬委員會 | 控制委員會 | 保護委員會 | | 吳利軍 | C | | | M | | | | | 崔勇 | M | | | | | | | | 郝成 | M | C | | | | | C | | 齊曄 | | | | | | | M | | 楊兵兵 ...

关于董事任职资格核准的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国光大银行股份有限公司（简称本行）于近日收到《国家金融 监督管理总局关于胡湘光大银行独立董事任职资格的批复》（金复 〔2026〕135 号）和《国家金融监督管理总局关于李颖琦光大银行独 立董事任职资格的批复》（金复〔2026〕138 号），国家金融监督管理 总局已分别于 2026 年 3 月 6 日和 2026 年 3 月 12 日核准胡湘先生及 李颖琦女士本行独立董事的任职资格。 股票代码：601818 股票简称：光大银行 公告编号：临 2026-016 中国光大银行股份有限公司 本行董事会谨此对黄志凌先生及邵瑞庆先生在其任职期间对本 行做出的贡献表示衷心感谢，对胡湘先生及李颖琦女士的加入表示欢 迎。 1 特此公告。 中国光大银行股份有限公司董事会 2026 年 3 月 13 日 2 胡湘先生及李颖琦女士简要情况详见本行于 2025 年 10 月 31 日 刊 登 在 上 海 证 券 交 易 所 网 站 （ www.sse.com.cn ） 及 本 ...

当前，数字经济已成为推动经济社会高质量发展的核心引擎，金融数字化转型进入深水区，但部 分行业仍面临一定程度的场景生态壁垒、服务下沉深度不够、普惠覆盖范围不均等情形。如何更 好打通数字政务服务"最后一公里"、降低企业数字化管理成本、进一步提升县域乡村数字金融渗 透率、弥合特殊群体面临的"数字鸿沟"等问题，需要更深入、更系统性的金融服务解决方案。 在此背景下，中国光大银行的"光大云缴费"平台凭借"场景深耕+生态开放+技术赋能"的差异 化发展路径，完成了从便民工具到数字金融基础设施的蜕变，以"微金融"之力破解民生与产 业痛点，让金融服务更具温度与广度。多年来，"光大云缴费"紧扣数字金融发展要求，聚焦 群众"急难愁盼"问题与产业转型核心诉求，通过技术赋能场景再造、服务下沉县域乡村、生 态联动产业升级，形成可复制的"光大方案"，其服务已深度融入民生与产业的每一个环节。 2 0 2 5年，"光大云缴费"已服务超3 6亿人次，累计接入水、电、燃气、供暖、教育、物业、社 保、非税等线上便民缴费服务超1 . 9万项，并输出至数字人民币APP、微信、支付宝、华为等 9 1 0家合作机构。其不仅稳居中国领先开放式便民缴费平台地位， ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2026年2月28日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中國光大銀行股份有限公司（於中華人民共和國註冊成立的股份有限公司） 呈交日期: 2026年3月5日 II. 已發行股份及/或庫存股份變動及足夠公眾持股量的確認 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06818 | 說明 | | | | | | | | | 已發行股份（不包括庫存股份）數目 | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | 12,678,735,500 | | 0 | | 12,678,735,500 | | 增加 / 減少 (-) | | | 0 | | 0 | | | | 本月底結存 | | | 12,678,735,500 | | 0 | | 12,678,735,500 | 足夠公眾持股量的確 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2026年2月28日 狀態: 新提交 公司名稱: 中國光大銀行股份有限公司（於中華人民共和國註冊成立的股份有限公司） 呈交日期: 2026年3月5日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06818 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 12,678,735,500 | RMB | | 1 RMB | | 12,678,735,500 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 12,678,735,500 | RMB | | 1 RMB | | 12,678,735,500 | | 2. 股份分類 | 普通 ...

Investment Rating - The industry investment rating is "Buy" [5]. Core Viewpoints - The report forecasts a social financing growth rate of 8.1% for February 2026, with a total social financing increment of 2.1 trillion CNY, which is a year-on-year decrease of 0.1 trillion CNY [4][7]. - It is expected that the total outstanding social financing will reach 451.1 trillion CNY by the end of February, reflecting a year-on-year growth rate of 8.1% and a month-on-month decline of 0.07 percentage points [4][7]. - The report highlights that credit growth is anticipated to be lower year-on-year due to the impact of the Spring Festival, with corporate credit demand expected to remain flat and retail loans likely to decrease year-on-year [4][7]. Summary by Sections Social Financing Estimates - The estimated social financing stock for February 2026 is 451.1 trillion CNY, up from 449.1 trillion CNY in January 2026 and 417.3 trillion CNY in February 2025, showing a month-on-month increase of 2.0% and a year-on-year increase of 33.8% [7]. - The report predicts a decrease in new RMB loans for February 2026, estimating an increment of 0.5 trillion CNY, which is a year-on-year decrease of 0.1 trillion CNY [4][7]. Credit and Bond Financing - The report anticipates a decrease in government and credit bond net financing for February, with government bonds expected to net finance 1.4 trillion CNY, down 0.3 trillion CNY year-on-year [4][7]. - The report also notes that the demand for bank bills is expected to remain strong, with a decrease of 1,000 billion CNY in discounted bank acceptance bills, reflecting a year-on-year decrease of 2,000 billion CNY [4][7]. Monetary Growth - The report emphasizes the importance of M2 growth, which is expected to remain high at around 9.0% in February, supported by strong government bond financing and improved corporate cash flow [4][7]. - M1 growth is projected to rise to approximately 5.1%, influenced by a low base effect and the reduced impact of deposit migration [4][7].

Investment Rating - The industry investment rating is "Buy" [2] Core Insights - The central theme of the report discusses the impact of recent currency policies on liquidity, specifically focusing on the People's Bank of China's (PBOC) measures to adjust the foreign exchange risk reserve ratio and its implications for cross-border liquidity [13][22] - The report highlights that the PBOC's recent policies aim to stabilize the RMB's exchange rate and enhance the liquidity of the offshore RMB market, which is expected to support the internationalization of the RMB [16][22] Summary by Sections 1. Current Observations: How Currency Policies Affect Liquidity - The PBOC introduced two key policies: a notification regarding RMB cross-border interbank financing and a reduction of the foreign exchange risk reserve ratio for forward foreign exchange transactions from 20% to 0% [13][18] - RMB cross-border interbank financing is crucial for providing RMB liquidity to offshore markets, with the potential net outflow limit estimated at approximately 1.79 trillion CNY, significantly higher than the current balance of about 1,942 billion CNY [16][17] 2. Forward Foreign Exchange Business - The adjustment of the foreign exchange risk reserve ratio is designed to lower the costs associated with forward foreign exchange transactions, thereby increasing demand in the forward market and countering expectations of RMB appreciation [18][19] 3. Outlook on Cross-Border Liquidity - The report anticipates that while speculative inflows may slow down, the demand for foreign investment in RMB-denominated assets will remain robust, driven by fundamentals, returns, and safety differentials [22][23] - It is expected that the increase in interbank lending will tighten liquidity in the banking sector, prompting the PBOC to potentially implement additional liquidity measures through government bond transactions and open market operations [23]

Investment Rating - The industry investment rating is "Buy" [2] Core Views - The report highlights a rebound in month-end bill rates, with a significant decrease in net purchases by major banks year-on-year [1][14] - The central bank's operations included a total of CNY 16,410 billion in 7-day reverse repos at a rate of 1.40%, with a net withdrawal of CNY 4,614 billion [14] - The report anticipates continued flexibility in central bank operations to stabilize liquidity fluctuations, especially with important meetings approaching [14][21] Summary by Sections Section 1: Month-End Bill Rate Rebound - The overall liquidity in the market is balanced due to post-holiday fund recovery and tax payments [14] - Major banks' net purchases of bills have significantly decreased, with only an increase of approximately CNY 320 billion year-on-year as of February 27 [17] Section 2: Central Bank Dynamics and Market Rates - The central bank's MLF (Medium-term Lending Facility) increased by CNY 6,000 billion, continuing to inject long-term liquidity into the market [14] - The end-of-period rates for DR001 and DR007 were 1.32% and 1.50%, reflecting increases of 0.68bp and 18.23bp respectively [15] Section 3: Bank Financing Tracking - The total outstanding amount of interbank certificates of deposit (NCD) reached CNY 18.77 trillion, with a weighted average issuance rate of 1.59% [19] - The issuance of interbank certificates of deposit for the period was CNY 4,545 billion, with a completion rate of 93.3% [19]