两家国有行理财公司新发挂钩中证1000的“固收+鲨鱼鳍”产品

Overall Performance - As of November 13, there are 173 public "fixed income + options" wealth management products in existence, with an average net value growth rate of 2.91% and an average maximum drawdown of 0.37% over the past six months [6] - All products achieved positive returns in the last six months, with two products having a net value growth rate below 1%, specifically 0.72% and 0.41% for 招银理财 and 汇华理财 respectively [6] - The top ten products by yield include four from 招银理财, two from 兴银理财 and 交银理财, and one each from 平安理财 and 工银理财 [6] - 工银理财's product "恒睿沪深300指数挂钩固定收益类6个月定期开放" leads with a net value growth rate of 5.15%, while three other products exceed 4.5% [6] New Product Observations - 建信理财 is preparing to launch a new "fixed income + options" product named "睿鑫中证1000鲨鱼鳍固收类封闭式产品2025年第1期," which will primarily invest in fixed income assets and options linked to the 中证1000 index [8] - 工银理财 has also issued a product linked to the 中证1000 index, "鑫悦私银中证1000看涨鲨鱼鳍策略固收封闭," which allocates at least 95% to low-risk debt assets [11] - The "shark fin" strategy, used in these products, is designed to optimize return structures during narrow market fluctuations while limiting risk exposure during increased volatility [12]