为群众减负，第三年守护！2026年度“鄂州惠民保”开放参保！

Core Viewpoint - The launch of the "Ezhou Huiminbao" product for 2026 aims to enhance medical insurance coverage for residents of Ezhou, promoting equity and accessibility in healthcare services [1][3]. Summary by Sections Product Launch - The "Ezhou Huiminbao" product was officially launched on November 18, 2023, with participation from local government officials and representatives from the insurance sector [1]. Social Impact - Since its inception, "Ezhou Huiminbao" has achieved significant social benefits, with total compensation amounting to 10.45 million yuan, and the highest individual claim reaching 319,600 yuan. The product caters to a wide age range, from 2 to 92 years old, highlighting its inclusive nature [3]. Government Support - The Ezhou municipal government emphasizes a health-centered development approach, viewing "Huiminbao" as a key initiative to serve the public and improve healthcare access [5]. Operational Oversight - The Ezhou Medical Insurance Bureau plans to enhance operational monitoring, analyze compensation data, and improve service processes to ensure that policy benefits reach the public effectively [8]. Regulatory Commitment - The local regulatory authority is committed to overseeing the project to ensure compliance and sustainability, aiming to enhance the quality of inclusive insurance services in the city [9]. Insurance Provider's Role - The China People's Property Insurance Company, as the primary insurer, pledges to uphold its mission of serving the public and enhancing the welfare of residents [11]. Key Features of "Ezhou Huiminbao" - The product includes six major highlights: government guidance, coverage for both in-network and out-of-network medical expenses, high coverage for specific medications, zero deductible for advanced therapies, the ability to use personal medical accounts for premiums, and additional health services for policyholders [15][16]. Eligibility and Accessibility - The "Ezhou Huiminbao" is available to all residents covered by urban employee medical insurance and rural resident medical insurance in Ezhou, with no restrictions on age, residency, occupation, or health status [17][18].