《拥抱金融健康》普惠金融白皮书发布

Core Insights - The release of the white paper "Embracing Financial Health: Wealth Management Supporting the High-Quality Development Path and Practice of Inclusive Finance" aims to explore how capital markets can enhance the quality of inclusive finance [1][2] - The research focuses on wealth management for residents and financial empowerment for small and medium-sized enterprises (SMEs), integrating years of research from CAFI with practical insights from CICC [1][2] Group 1: Research Background and Objectives - The study emphasizes the importance of enhancing people's sense of gain, happiness, and security in promoting high-quality development of inclusive finance, aligning with CAFI's financial health philosophy [1] - Improving financial health is seen as a way to boost consumer capacity and confidence, enhance the financial resilience of SMEs, and promote macroeconomic stability and growth [1][2] Group 2: Survey Findings - The survey indicates that nearly 70% of respondents have a good level of financial health, but some residents face challenges in financial management, investment capabilities, and risk prevention [2] - SME owners encounter dual challenges in managing personal and business financial health, highlighting a need for improved wealth management capabilities among both residents and SMEs [2] Group 3: Expert Commentary and Future Directions - Experts from regulatory and academic institutions discussed the value and implementation paths of the financial health concept in relation to current economic development stages [3] - CICC plans to use the findings from the white paper to direct inclusive finance efforts towards areas most needed by national strategies and the public, contributing to sustainable financial development in China [3]