聚焦居民与中小企业财富管理 《拥抱金融健康》普惠金融白皮书正式发布

Core Insights - The white paper titled "Embracing Financial Health: Wealth Management Supporting the High-Quality Development Path and Practice of Inclusive Finance" was jointly released by CICC Wealth and the China University of Political Science and Law's China Inclusive Finance Research Institute (CAFI) [1][2] - The research focuses on resident wealth management and financial empowerment for small and medium-sized enterprises (SMEs), aiming to promote the deepening development of inclusive finance through a combination of theory and practice [1] Group 1 - CAFI emphasizes that enhancing the sense of gain, happiness, and security for the public is essential in promoting high-quality development of inclusive finance [1] - Improving financial health levels can enhance residents' consumption capacity and confidence, strengthen the financial resilience of SMEs, and promote macroeconomic stability and growth [1][2] Group 2 - A survey indicated that nearly 70% of respondents reported a good level of financial health, but there are shortcomings in financial control, money management, future investment capabilities, and risk prevention [2] - SME owners face dual challenges in personal and business financial health management, highlighting the need for improved wealth management capabilities for both residents and SMEs [2] Group 3 - CICC Wealth aims to direct the "living water" of inclusive finance towards areas most needed by national strategies and the public, injecting new momentum for inclusive, healthy, and sustainable finance into Chinese modernization [2] - CICC Wealth will continue to uphold the political and public nature of financial work, focusing on enhancing residents' property income and assisting in wealth preservation and appreciation through high-quality wealth management development [2]