美联储：在（压力测试等）检查中，银行业监管需要侧重于那些实质性风险。

Core Viewpoint - The Federal Reserve emphasizes that bank regulation should focus on substantial risks during assessments such as stress tests [1] Group 1 - The Federal Reserve's approach to bank regulation is shifting towards identifying and addressing material risks rather than merely procedural compliance [1] - Stress tests and other regulatory checks are highlighted as critical tools for evaluating the resilience of the banking sector [1] - The need for a more risk-oriented regulatory framework is underscored to ensure the stability of the financial system [1]