建立长期护理保险制度是一项民生工程（专家点评）

Core Viewpoint - The establishment of a long-term care insurance system in China aims to provide financial support and services for the elderly suffering from disabilities and dementia, significantly alleviating the economic burden on families and promoting the development of the long-term care industry [1] Group 1: Long-term Care Insurance System - Over 45 million elderly individuals in China require long-term care from family members or institutions [1] - The long-term care insurance system was initiated in June 2016, with 15 cities selected as pilot areas, and Jilin and Shandong provinces identified as key regions for exploration [1] - As of the end of 2024, 49 pilot cities will have a total of 188 million participants in the long-term care insurance program, with 1.4625 million individuals receiving benefits this year [1] Group 2: Financial Aspects - The total income of the long-term care insurance fund across pilot regions is 24.415 billion yuan, while total expenditures amount to 13.108 billion yuan [1] - The system is designed to alleviate the high costs associated with long-term care and medical services for disabled and demented individuals, thereby reducing the financial strain on families [1] Group 3: Industry Impact - The establishment of the long-term care insurance system is expected to significantly promote the growth of the elderly care service industry, particularly the long-term care sector [1]