非洲即时支付交易额在2024年达1.9万亿美元

Core Insights - The core viewpoint of the article highlights the significant growth and expansion of instant payment systems across Africa, with transaction volumes projected to exceed $1.9 trillion by 2024, up from $775.7 billion in 2020 [1] Group 1: Instant Payment Systems Growth - Instant payment systems (IPS) are expanding across the African continent, with 36 operational systems in 31 countries [1] - The total transaction volume for instant payment systems is expected to rise from $775.7 billion in 2020 to $1.9806 trillion in 2024 [1] - The adoption of digital financial services is increasing, supporting livelihoods, trade, and growth across Africa [1] Group 2: Regional Payment Systems - The expansion of regional payment systems in Africa is enhancing cross-border payments [1] - Major regional payment systems such as GIMACPAY, PAPSS, and the Southern African Development Community (SADC) system cover over 20 countries in Central, West, and parts of East and Southern Africa [1] - Other regional groups, including ECOWAS, are also developing payment systems to facilitate transactions [1] Group 3: Challenges and Recommendations - Countries with existing instant payment systems should focus on improving the inclusivity, innovation, and affordability of digital payment services [1] - To deepen the payment systems across Africa, countries must address issues related to the free movement of people and create incentives for cross-border payments [1]