Sou Hu Cai Jing·2025-11-19 07:34Core Insights - The financial sector in Shanxi is actively supporting economic transformation through innovative financial products and services, focusing on technology, green finance, inclusive finance, and digital finance [2][3][4][10] Group 1: Technology Finance - Shanxi Zhonglai Solar Technology Co., Ltd. received a loan of 200 million yuan from Huaxia Bank without any collateral, enabling the company to procure raw materials for production [3] - The Jinzhong Financial Regulatory Bureau has launched a plan to create a technology finance hub, resulting in 66 customized financial products and over 20 billion yuan in signed agreements with 192 technology companies [4] Group 2: Green Finance - The green loan financing scale of Industrial Bank's Taiyuan branch reached 16.532 billion yuan by the end of September [5] - New insurance products like meteorological index insurance and forestry carbon sink insurance are being developed to support ecological protection in the Yellow River basin [4][5] Group 3: Inclusive Finance - Zhejiang Merchants Bank's domestic letter of credit service has significantly improved cash flow for coal enterprises, with nearly 2 billion yuan disbursed to downstream companies [6] - The balance of inclusive agricultural loans in Jinzhong reached 145.156 billion yuan, with a growth rate of 13.50%, surpassing the average loan growth rate [7] Group 4: Digital Finance - Digital financial services in Shanxi have improved convenience for citizens, with over 10 million transactions processed for traffic fines through online platforms [8] - The digital economy industry loan balance in Jinzhong reached 2.332 billion yuan, supporting the intelligent upgrade of traditional industries [8] Group 5: Pension Finance - Shanxi Bank has expanded its pension financial products, with a total scale of 92.069 billion yuan by the end of August, benefiting over 500,000 customers [9] - China Life Insurance's "Silver Age Health" insurance covered 640,000 people, with claims exceeding 5.7 million yuan, providing security for the aging population [9]