华阳新材：公司实际担保余额约3.28亿元

Group 1 - The company Huayang New Materials (SH 600281) announced on November 19 that it plans to apply for a 50 million yuan working capital loan from Huaxia Bank, with a term of three years and an expected annual interest rate not exceeding 3.5% [1] - The loan will require the company to provide joint liability guarantees, with the current actual guarantee balance amounting to approximately 328 million yuan, which represents 537.38% of the company's most recent audited net assets [1] - For the year 2024, the revenue composition of Huayang New Materials is as follows: precious metal processing accounts for 83.91%, biodegradable materials and products account for 12.1%, and other businesses account for 3.99% [1] Group 2 - As of the time of reporting, the market capitalization of Huayang New Materials is 3.1 billion yuan [2]