党委书记、行长年内均变更，裕民银行年报“缺席”两年引关注

Group 1 - The core point of the article highlights significant personnel changes at Jiangxi Yumin Bank, including the appointment of a new party secretary and the filling of the long-vacant president position, which has drawn attention due to the bank's absence of annual reports for two consecutive years [1][3]. - Huang Shuchuan, born in 1985, has been promoted from deputy party secretary to party secretary of Yumin Bank, confirmed through various public events [2]. - The new president, Song Yuan, was appointed in April 2023 after a three-year vacancy, bringing over 30 years of banking experience to the role [3]. Group 2 - Yumin Bank has not published annual performance reports for 2023 and 2024, indicating operational pressures, with total assets reported at 17.673 billion yuan and a net profit of only 500 yuan in 2022, a decline of 19.03% year-on-year [3]. - The bank's capital adequacy has improved, with core tier one capital net amounting to 1.526 billion yuan as of June 2023, a year-on-year increase of 16.87% [4]. - The bank's shareholder structure has changed significantly, with Nanchang Financial Holding Co., Ltd. becoming the largest state-owned shareholder after acquiring 600 million shares from Zhengbang Group [4].