保险业社会责任报告发布 外资险企在华业务增18%

Core Insights - The China Insurance Industry Association released the "2024 China Insurance Industry Social Responsibility Report," highlighting the industry's commitment to social responsibility and its performance over the past year [1] Group 1: Service to National Strategy - The insurance industry invested 680 billion yuan in strategic emerging industries, marking a 17% increase year-on-year [2] - Insurance companies provided 159.65 trillion yuan in property insurance coverage and 85.69 trillion yuan in cargo transportation insurance coverage in 2024 [2] - The industry supported rural revitalization with over 430 billion yuan, a 50% increase from the previous year [2] Group 2: Service to People's Livelihood - The insurance sector developed 44.89 million new long-term health insurance policies, with a total insurance amount of 150.30 trillion yuan [3] - The number of new life insurance policies reached 67.03 million, with a total insurance amount of 18.68 trillion yuan, and claims paid out increased by 53.83% [3] - The industry provided personal insurance coverage for over 760 million elderly individuals, a 55% increase year-on-year [3] Group 3: Social Governance - The insurance industry expanded its disaster insurance offerings, with new regulations including typhoons and floods, effectively doubling the basic insurance amount [4] - The urban and rural residents' disaster insurance community provided 22.36 trillion yuan in disaster insurance coverage [5] Group 4: Risk Prevention and Corporate Governance - By the end of 2024, 50% of insurance companies established ESG management systems, and 90% published social responsibility reports [6] - The insurance industry's comprehensive solvency adequacy ratio was 199.4%, exceeding regulatory standards [6] Group 5: Reform and Innovation - The insurance sector provided 5.22 trillion yuan in agricultural insurance coverage for 150 million farmers, with claims paid out reaching 1.24 billion yuan [7] - Foreign insurance companies in China experienced an 18% growth in business, surpassing the national average growth rate of 14.5% [7] Group 6: Consumer Protection and Cultural Development - The average claim processing time for critical illness insurance was reduced to three days, with AI service interactions reaching 937 million [8] - The insurance industry engaged in consumer education activities that reached 5.84 billion individuals, a 70% increase from the previous year [8]