美国抵押贷款申请量骤降 利率上升抑制需求

Core Insights - The Mortgage Bankers Association reported a 5.2% decrease in mortgage applications for the second week of November, completely offsetting a previous increase of 0.6% [1] - This decline marks the largest drop since the end of September, primarily driven by rising benchmark mortgage rates [1] - Concerns over persistent inflation and hawkish comments from Federal Reserve officials have weakened expectations for short-term interest rate cuts [1] Refinance and Purchase Applications - Refinance loan applications fell by 7.3%, indicating a higher sensitivity to short-term interest rate changes [1] - Purchase mortgage applications also decreased by 2.3% in response to the overall decline in mortgage applications [1]