中奖了800万？钱进银行卡后，银行其实第一时间就“盯”上你了！

Group 1 - The number of lottery participants in China has exceeded 300 million, with total lottery sales reaching 317.85 billion yuan in the first half of 2025, reflecting a year-on-year growth of 3% [1] - The probability of winning the top prize in the Double Chromosphere lottery is 1 in 17.72 million, while the probability for the Big Lotto is 1 in 21.42 million [1] Group 2 - If a winner receives an 8 million yuan prize, the lottery center deducts 20% as personal income tax, leaving the winner with 6.4 million yuan [3] - Upon the transfer of the prize money to the winner's bank account, the bank's risk control system will flag the transaction, prompting immediate monitoring [3] - Winners need to provide two documents: a winning certificate from the lottery center and proof of tax payment to pass the bank's review [3] Group 3 - Bank employees are prohibited from leaking customer information, and violations can lead to severe consequences, including termination or imprisonment [5] - Banks do not actively push financial products to winners unless the winners express interest in investment options [5] - Upon request for investment advice, banks will offer personalized wealth management services tailored to the winner's risk tolerance [5] Group 4 - Diversified asset allocation involves dividing the investment into three parts: safe investments like large deposits and government bonds, low-risk products like bond funds, and medium-risk investments like mixed funds and dividend-paying stocks [7] - This strategy aims to maximize investment returns while minimizing risks [7]