从“有没有”到“好不好” 普惠金融关注权益市场投资
Zhong Guo Jing Ying Bao·2025-11-19 23:24

Group 1 - The core viewpoint of the news is that the new "National Nine Articles" emphasizes the need for a capital market that is highly adaptable, competitive, and inclusive by 2035, marking a new phase in the development of inclusive finance [1] - The white paper titled "Embracing Financial Health: Wealth Management Supporting the High-Quality Development Path and Practice of Inclusive Finance" was jointly released by China International Capital Corporation Wealth Management and the China Inclusive Finance Research Institute [1][2] - The white paper indicates that inclusive finance is transitioning from focusing on penetration rates to enhancing financial quality, with financial health becoming a new driving force for this transformation [1][2] Group 2 - There is a positive correlation between equity investment and financial health, with survey data showing that residents participating in equity market investments tend to have better financial health, particularly in financial resilience and emergency borrowing capacity [3] - The research highlights that good financial health is a foundation for participating in risk markets, and ongoing investment practices can enhance residents' understanding of financial markets and improve their risk prevention capabilities [3][4] - The white paper specifically studies small business owners, noting that their financial health and wealth management capabilities are crucial for the long-term survival and development of their enterprises [3][4] Group 3 - The report from the National Financial Supervision Administration indicates that by the end of Q3 2025, the balance of inclusive loans to small and micro enterprises reached 36.5 trillion yuan, a year-on-year increase of 12.1% [6] - Experts emphasize the need to shift from merely pursuing the quantity of inclusive finance to focusing on quality, enhancing the adaptability of economic finance [6][7] - The company is enhancing its service offerings in wealth management for residents and empowering small businesses by providing passive investment products and intelligent investment advisory tools [7]