保险业社会责任报告：外资险企在华业务增18%，跨境贸易保障增8%

Core Insights - The Chinese insurance industry is actively supporting high-level opening up and providing risk protection for cross-border trade and Belt and Road Initiative projects, with risk coverage amounting to $2.37 trillion and $1.14 trillion respectively [2][7] Group 1: Social Responsibility and Industry Performance - The China Insurance Industry Association (CIIA) released the "2024 China Insurance Industry Social Responsibility Report," marking the sixth consecutive year of such reports, detailing the industry's initiatives and performance in fulfilling social responsibilities [2] - The report focuses on seven areas, including national strategy support, public welfare enhancement, emergency management optimization, corporate governance, consumer protection, cultural cultivation, and foreign trade and investment stability [2] Group 2: Investment and Financial Performance - The insurance sector has leveraged its long-term investment capabilities, with long-term equity investments reaching ¥2.46 trillion, and investments in strategic emerging industries and rural revitalization increasing significantly [3][5] - By the end of 2024, the insurance industry provided risk coverage of ¥159.65 trillion for property insurance and ¥85.69 trillion for cargo transportation insurance, with claims payouts of ¥331.92 billion and ¥167.29 billion respectively [3] Group 3: Health and Pension Services - The industry is focusing on health and pension insurance, with 130 new elderly community projects established, a 38% increase year-on-year [5] - In 2024, the number of new long-term health insurance policies reached 44.89 million, with a total insurance amount of ¥150.30 trillion, and life insurance policies reached 67.03 million, with a total insurance amount of ¥18.68 trillion [5][6] Group 4: Disaster Insurance and Risk Management - New regulations for disaster insurance were introduced, doubling the basic insurance amount for natural disasters, providing coverage for 64.39 million households with a total of ¥22.36 trillion in disaster risk protection [6] - Liability insurance provided coverage of ¥70.53 trillion, with claims payouts increasing by 12.34% year-on-year [6] Group 5: Foreign Investment and International Cooperation - The insurance industry is enhancing its reform and innovation efforts, with foreign insurance institutions in China experiencing an 18% growth in business, surpassing the national average [7] - The industry participated in 884 international exchange events in 2024, a 14% increase, and provided risk protection for cross-border trade and Belt and Road projects, reflecting a commitment to international cooperation [7]