全国中小微企业资金流信用信息共享平台助力吉林企业融资成效显著

Core Insights - The establishment of the national small and micro enterprise fund flow credit information sharing platform aims to enhance financing for small and micro enterprises in Jilin Province, with over 60 billion yuan in financing supported within a year [1][4]. Group 1: Platform Promotion and Application - The People's Bank of Jilin Province has implemented a comprehensive promotional strategy to enhance the platform's recognition among enterprises, utilizing various media channels and establishing promotional stations [2]. - Training sessions for bank staff have been conducted to facilitate the platform's application, leading to nearly full coverage of major banking institutions in Jilin Province [2][4]. Group 2: Financial Support and Innovations - The platform has enabled banks to identify the real operational status of small and micro enterprises, addressing traditional financing challenges by converting daily business transactions into credit assets [4]. - Innovative credit products have been developed, such as the "operating quick loan" by Industrial and Commercial Bank of China, significantly reducing the time for loan approval from 2-3 days to as little as 10 minutes [4][5]. Group 3: Industry-Specific Initiatives - The platform has been tailored to support the ginseng industry in Tonghua, integrating various data points to create credit profiles for enterprises, resulting in a total credit issuance of 8.36 billion yuan to ginseng industry entities [6]. - Postal Savings Bank has introduced a credit product specifically for ginseng enterprises, allowing for increased credit limits based on past financial data [6]. Group 4: Future Directions - The People's Bank of Jilin Province plans to continue exploring new application scenarios for the platform, aiming to connect finance with the real economy and contribute to high-quality economic development in Jilin [8].