Core Viewpoint - Shenzhen Construction Bank (Shenzhen CCB) showcased its commitment to financial innovation and support for the real economy at the 19th Shenzhen International Financial Expo, emphasizing its role in national development strategies and the "Five Major Articles" initiative [1][3][13] Group 1: Technology-Driven Financial Services - Shenzhen CCB is leveraging technology to enhance financial services, with a focus on creating a comprehensive service ecosystem for technology enterprises [4] - The bank has developed a digital financing platform for small and micro technology enterprises, offering various online loan products and serving over 11,000 technology companies [4] - As of October, the bank's technology loan balance exceeded 2.44 trillion yuan, with an increase of over 48 billion yuan since the beginning of the year [4] Group 2: Green Finance Initiatives - Shenzhen CCB is accelerating the innovation of green financial products to support the "dual carbon" goals, achieving a green loan growth rate exceeding 25% this year [6] - The bank has issued green loans to nearly 1,000 enterprises and launched the first "Water Saving Loan" financing agreement in Shenzhen [6] - The bank has been recognized as "Excellent" in the People's Bank of China's green finance evaluation [6] Group 3: Inclusive Finance for Small and Micro Enterprises - Shenzhen CCB has a total of 364 billion yuan in inclusive loans, serving over 106,000 small and micro enterprises [7] - The bank has implemented a digital platform approach to enhance financial services for small businesses, focusing on risk management while providing timely financial support [7][8] - Over the past five years, the bank has provided more than 950 billion yuan in inclusive loans, covering over 900 sub-industries [8] Group 4: Elderly Care Financial Services - Shenzhen CCB is developing a comprehensive pension financial service system in response to the aging population, focusing on diverse and scenario-based services [9][11] - The bank has established specialized financial service outlets for elderly clients, offering tailored investment products and on-site services [9] - The bank's "Anxin" product series includes corporate pension plans and asset service trusts, catering to various client needs [11] Group 5: Digital Currency Applications - Shenzhen CCB is at the forefront of digital currency development, having launched a "Digital RMB Smart Payment Platform" to address consumer pain points in the prepaid industry [12] - The platform has covered 1,569 merchants and provided fund supervision services for 960,000 consumers [12] - The bank plans to expand the application of digital RMB in various prepaid scenarios, contributing to a secure consumption environment in Shenzhen [12] Group 6: Overall Financial Innovation - At the financial expo, Shenzhen CCB demonstrated its achievements in technology finance, green finance, inclusive finance, pension finance, and digital finance [13] - The bank aims to continuously upgrade service models and innovate products to support the modernization of the industrial system and contribute to the high-quality development of the Guangdong-Hong Kong-Macao Greater Bay Area [13]
亮相金博会 ——深圳建行聚焦“五篇大文章”彰显多元金融产品体系新动能