Core Points - The Loan Prime Rate (LPR) for one year remains at 3.00% and for five years or more at 3.50%, unchanged for six consecutive months [1] - The stability of the LPR aligns with market expectations, reflecting a steady macroeconomic environment [3] - The only adjustment to the LPR this year occurred in May, with both one-year and five-year rates lowered by 10 basis points [5] Economic Context - The unchanged LPR is attributed to strong economic performance driven by unexpected export growth and rapid development in new productive sectors [3] - The average interest rate for newly issued corporate loans in October was 3.1%, down approximately 40 basis points year-on-year, while the average for personal housing loans was also 3.1%, down about 8 basis points year-on-year [5]
从贷款市场报价利率连续六个月维持不变“透视”宏观经济走势稳中偏强
Yang Shi Wang·2025-11-21 01:58