Core Viewpoint - The latest Loan Prime Rate (LPR) remains unchanged, with the 1-year LPR at 3.0% and the 5-year LPR at 3.5%, aligning with market expectations and indicating stability in monetary policy [1][2]. Group 1: LPR and Monetary Policy - The LPR has not changed for six consecutive months since a 10 basis point drop in May 2025, reflecting a stable macroeconomic environment [2]. - The People's Bank of China (PBOC) has conducted a 300 billion yuan reverse repurchase operation at a fixed rate of 1.4%, indicating efforts to maintain market liquidity [1]. - The Shanghai Interbank Offered Rate (Shibor) has shown a downward trend, with the overnight Shibor down by 5.6 basis points to 1.364% [1]. Group 2: Economic Indicators and Future Outlook - Recent economic data shows a decline in domestic investment, consumption, and industrial production, raising concerns about economic growth momentum [3]. - The PBOC is expected to implement new monetary policies, including potential interest rate cuts, to stimulate economic growth and address high mortgage rates [3]. - The anticipated measures include targeted reductions in the 5-year LPR to alleviate the burden of high housing loan rates and stimulate market demand [3].
LPR连续6个月按兵不动 年内还会变化吗？
Bei Jing Shang Bao·2025-11-21 03:29