财政部：将储蓄国债（电子式）纳入个人养老金产品范围

Core Viewpoint - The Ministry of Finance has announced that electronic savings bonds will be included in the scope of personal pension products, allowing pension investors to purchase these bonds through designated institutions [1] Group 1: Implementation Details - Institutions offering pension products will sell electronic savings bonds, with issuance limits managed according to the existing regulations on savings bond issuance [1] - The allocation ratio of exclusive pension quotas for each institution will be adjusted quarterly, with the initial distribution based on the proportion of uninvested amounts in all pension accounts [1] - Subsequent quarterly adjustments will be based on the amount of electronic savings bonds sold to pension investors in the previous quarter [1] Group 2: Coordination and Preparation - The Ministry of Human Resources and Social Security will provide monthly updates to the Ministry of Finance regarding the funding and investment status of pension accounts to support quota distribution management [1] - Institutions and bond companies are urged to expedite the development of business plans and enhance system integration and testing to ensure a smooth launch of the electronic savings bond business for personal pensions [1]