“信新消费 智享未来”第三届“信·新”品牌高质量发展论坛在京举办

Core Insights - The forum themed "Trust New Consumption, Smart Enjoy Future" aims to explore high-quality financial development and consumer trends, gathering insights from various sectors including government, finance, and academia [1][2][3] Group 1: Policy Guidance - Financial services are crucial for economic growth, with recent policies emphasizing the importance of expanding domestic demand and enhancing consumer welfare [2][3] - The forum highlights the need for financial institutions to innovate products that meet diverse consumer needs, aligning with national strategies for high-quality development [2][3] Group 2: Brand and Consumption Innovation - The importance of brand innovation in driving economic growth is underscored, with brands now seen as essential indicators of corporate competitiveness [5] - The banking ecosystem in China is characterized by multi-level collaboration among various types of banks, with commercial banks like CITIC Bank playing a vital role in market innovation [5] Group 3: Pension Wealth Management - CITIC Bank released the "China Residents' Pension Wealth Management Development Report (2025)," marking the fourth consecutive year of this report's publication, focusing on pension wealth management behaviors and non-financial service needs [7][8] - The report indicates a shift in residents' pension investment from safety-focused savings to diversified asset allocation, reflecting a growing demand for comprehensive financial services [8] Group 4: Roundtable Discussions - A roundtable discussion emphasized the need for financial institutions to integrate resources and create a "super entrance" for elderly services, addressing the evolving needs of the aging population [9][10] - The discussion also highlighted the importance of developing a "family pension account" model to facilitate long-term investment and intergenerational financial sharing [9][10] Group 5: Financial Brand Development - CITIC Bank is committed to building a distinctive financial brand, launching initiatives to enhance consumer engagement and support the consumption sector [13][14] - The bank's brand value has significantly increased, reaching $16.95 billion, reflecting a fivefold growth over 12 years, and achieving a top AAA ESG rating [15]