Can OppFi Manage Its Customers' Credit Quality as Originations Rise?

Key Takeaways OppFi saw Q3 originations rise 12.5% year over year, driving a 13.5% revenue gain.OPFI's net charge-off ratios climbed in Q3, though management said the added risk was anticipated.OppFi's nine-month drop in charge-offs and higher income outlook point to improving loan quality.OppFi’s (OPFI) total net originations rose by 12.5% year over year during the third quarter of 2025. This metric improved 5.2% from the preceding quarter. This trajectory led toward improving the top line by 13.5% year ov ...