比起房价上涨，更危险的信号将在明年出现？房子将成为负担

Core Insights - The perception of housing is shifting from an asset to a burden due to rising maintenance costs and changing demographic needs [1][3][4] - The average price of second-hand homes in 100 monitored cities has decreased by 0.51%, with an average price of 14,100 yuan per square meter [1] - The aging population is altering housing demand, with older individuals prioritizing convenience and comfort over investment potential [3][5] Group 1: Housing Market Trends - The maintenance costs for older properties are increasing significantly, with annual costs estimated between 8,000 to 10,000 yuan, excluding mortgage interest [3][4] - The demand for new residential properties is projected to decline, with annual potential new demand decreasing from 12.8 billion square meters (2011-2020) to 4.8 billion square meters (2041-2050) [5] - By 2026, many homes built before 2000 will enter a high maintenance phase, coinciding with a deeper aging population, leading to a potential decline in housing demand [5][6] Group 2: Cost Comparison - Renting may become more financially viable compared to owning, as rental costs (24,000 to 36,000 yuan annually) do not include hidden costs associated with ownership [4][5] - The shift in housing perception suggests that properties should be viewed as consumables rather than mere investment vehicles, emphasizing the importance of cost-effectiveness and utility [6][8] Group 3: Future Implications - The real estate market is expected to focus more on quality and service rather than quantity and scale, with ongoing urban renewal projects aimed at improving older neighborhoods [8][9] - Homeowners are encouraged to proactively manage maintenance and consider downsizing or relocating if their current property becomes too burdensome [6][10] - The fundamental value of housing should return to providing a comfortable and safe living space, rather than being seen solely as a financial asset [12]