数智赋能、精准“滴灌”,破解中小微企业融资难题,大兴有实招!
Sou Hu Cai Jing·2025-11-22 10:06

Core Viewpoint - Beijing Daxing Development Rongda Financing Guarantee Co., Ltd. focuses on serving small and micro enterprises and the agricultural sector, leveraging financial technology to enhance digital transformation and address financing challenges for local SMEs, thereby supporting regional economic development [1] Group 1: Digital Transformation and Service Innovation - The "Rong e Guarantee" digital guarantee platform redefines traditional financing guarantee service models by enabling a fully online process from consultation to approval and post-loan management, allowing businesses to handle operations via mobile devices [2] - The platform utilizes an integrated intelligent risk control model, consolidating multi-dimensional data to create accurate customer profiles, facilitating same-day approval and disbursement, significantly improving financing efficiency and alleviating cash flow pressures for enterprises [4] Group 2: Collaboration and Service Optimization - The company enhances service efficiency through deep collaboration with banks, achieving system connectivity with multiple banks to promote data sharing and collaborative processing of financing applications, resulting in a smoother application process for enterprises [5] Group 3: Impact and Achievements - As of now, Daxing Development Rongda Guarantee has provided financing guarantee support to over 2,000 SMEs in the region, with a total guarantee amount exceeding 240 billion yuan, covering key industries such as air economy, biomedicine, digital economy, future energy, commercial aerospace, and agricultural technology, establishing itself as a crucial support for SME financing in Daxing District [7]