买不起房可以理解,但是卖不起房你信吗?
Sou Hu Cai Jing·2025-11-22 11:06

Core Insights - The article discusses the housing market situation in a large northern Chinese city, highlighting the luck of a woman who purchased a property six years ago at a relatively low price compared to current market conditions [2][4]. Group 1: Housing Market Analysis - The woman bought a 100+ square meter apartment for over 1 million yuan six years ago, with a down payment of 300,000 yuan and a loan of 700,000 yuan [4]. - After six years of payments, she has repaid approximately 270,000 yuan, mostly in interest, leaving her with a remaining loan balance of over 640,000 yuan [4]. - Current market conditions show that her property can only be sold for about 550,000 yuan, resulting in a loss when considering the outstanding loan [4][5]. Group 2: Financial Implications - If she sells the property, she would need to pay off the remaining loan, resulting in a net loss of approximately 90,000 yuan after the sale [4]. - The woman's financial situation is further complicated by her husband's unemployment and her own lack of income, making it difficult to continue mortgage payments [4][5]. - The article suggests that many homeowners in similar situations are facing significant financial burdens, with some needing to pay hundreds of thousands to sell their properties [5].