通缩来了,现在手握大量现金的人,可以偷偷乐了,4个原因很真实
Sou Hu Cai Jing·2025-11-23 01:10

Core Viewpoint - The article emphasizes the advantages of holding cash during a deflationary period, highlighting increased purchasing power and the ability to capitalize on low asset prices [1][3][5]. Group 1: Cash Advantages - Cash holders experience enhanced purchasing power as prices of goods, such as pork and household appliances, have significantly decreased, allowing for more purchases with the same amount of money [3]. - The decline in prices for major items, such as cars, illustrates the substantial savings for cash holders, who can save tens of thousands when making purchases [3]. - Despite low bank interest rates, cash provides a tangible positive return due to falling prices, making it a more attractive option compared to riskier investments [3][5]. Group 2: Risk Management - Cash serves as a safeguard against investment risks, with many investors facing significant losses in stocks and funds, while cash holders maintain their principal and earn stable, albeit low, returns [3][5]. - In a volatile economic environment, having cash reserves allows individuals to manage unexpected situations, such as job loss, without immediate financial pressure [5]. Group 3: Investment Opportunities - Cash enables individuals to take advantage of low-priced assets during deflation, as property and stock prices decline, allowing for strategic purchasing at lower costs [5][7]. - The article notes that cash holders can wait for optimal buying opportunities, potentially leading to significant returns when the economy recovers [5][7]. Group 4: Strategic Cash Management - The article advises against converting all assets to cash, suggesting a balanced approach where emergency funds are maintained while also investing in safe assets like government bonds [7]. - It emphasizes that while cash is advantageous in the current deflationary environment, it is essential to have a diversified investment strategy to navigate economic cycles effectively [7].