前10月人民币贷款增加14.97万亿元 社会融资规模保持较快增长

Core Insights - The People's Bank of China reported a rapid growth in social financing scale in 2023, with a cumulative increase of 30.9 trillion yuan in the first ten months, which is 3.83 trillion yuan more than the same period last year [1] - The outstanding social financing scale reached 437.72 trillion yuan by the end of October, reflecting an 8.5% year-on-year growth, while the balance of loans to the real economy was 267.01 trillion yuan, up 6.3% year-on-year [1] Financing Structure - The loan scale has maintained reasonable growth, with a total increase of 14.97 trillion yuan in RMB loans during the first ten months [1] - By the end of October, the balance of both RMB and foreign currency loans was 274.54 trillion yuan, showing a year-on-year increase of 6.3%, while the balance of RMB loans was 270.61 trillion yuan, up 6.5% year-on-year [1] - The structure of loans is continuously optimizing, with inclusive small and micro loans reaching a balance of 35.77 trillion yuan, marking an 11.6% year-on-year increase, and medium to long-term loans in the manufacturing sector amounting to 14.97 trillion yuan, up 7.9% year-on-year [1]