金融活水滋养城市文脉（财经眼）

Core Viewpoint - Fuzhou is actively integrating financial support with cultural heritage preservation, particularly focusing on the revitalization of ancient buildings to enhance tourism and cultural experiences [4][6][15]. Financial Support for Cultural Heritage - Fuzhou's financial sector has innovated in product and service offerings to support the preservation of ancient buildings, facilitating high-quality development in the cultural tourism industry [4][6]. - The city has over 1,000 existing ancient buildings, which are vital for developing the local cultural tourism economy [6]. Innovative Financing Mechanisms - Financial institutions in Fuzhou are providing tailored financial products, such as a 30 million yuan credit line for the restoration of ancient buildings, which helps in preserving cultural heritage while promoting tourism [6][7]. - The Industrial and Commercial Bank of China has provided 125 million yuan in financing for the protection and development of historical cultural districts, enabling smart upgrades of cultural tourism facilities [7][8]. Insurance and Risk Management - Fuzhou has introduced insurance mechanisms to protect ancient buildings, with policies tailored to cover common risks such as fire and natural disasters, enhancing the resilience of these structures [11][12]. - The city has seen significant improvements in risk management through partnerships with insurance companies, which provide financial support for restoration after disasters [12]. Cultural and Financial Synergy - The integration of traditional culture with financial services has created a unique environment in Fuzhou, where cultural events and financial activities coexist, enhancing community engagement and trust [14][15]. - The establishment of a fund port in the historical district has attracted numerous financial institutions, fostering collaboration and innovation in financial products [13]. Tourism Growth and Economic Impact - The revitalization of ancient buildings has led to a significant increase in tourism, with over 21 million visitors recorded in the first half of 2025, marking a 10.35% increase year-on-year [15]. - Fuzhou aims to protect approximately 10.98 square kilometers of historical urban areas, further enhancing the cultural landscape and economic opportunities through strategic financial support [15].