双轮驱动跻身前三，青银理财成就系列产品诠释稳健理财新范式

Core Insights - Qingyin Wealth Management has achieved a strong position in the market, with its "Brilliant Life Achievement Series" products ranking among the top three in a recent list of public "fixed income + equity" products [1][2] Group 1: Product Performance - As of November 13, 2025, there are 2,310 public "fixed income + equity" products with investment periods of 6-12 months, with 52 products showing a net value growth rate exceeding 5% this year [1] - The "Brilliant Life Achievement Series" product, launched in May 2022, has achieved a net value growth rate of 8.42% and an annualized return of 9.54% this year, with a maximum drawdown controlled at 0.05% [1][2] Group 2: Investment Strategy - The product's strong performance is attributed to precise asset allocation and industry selection, utilizing a "fixed income +" strategy that combines stable bond assets with a flexible equity position of no more than 20% to capture excess returns [2] - The equity portion focuses on undervalued financial sectors with recovery potential, while also diversifying into technology, pharmaceuticals, military, solar, and resource sectors, effectively managing industry risks and capitalizing on market trends [2] Group 3: Future Outlook - Looking ahead to Q4 2025, Qingyin Wealth Management anticipates limited space for bond market yields after significant declines last year, with the equity market expected to experience a range-bound trend with structural opportunities [3] - The company plans to maintain its investment philosophy and product management style to continue providing stable investment services to clients [3]