ING Group completes two risk sharing transactions

Core Insights - ING Group has successfully completed two significant risk transfer transactions, marking its first foray into this area for Wholesale Banking, with a total notional exposure of €10.5 billion [1][2] - These transactions are expected to reduce ING's risk-weighted assets by €3.4 billion, positively impacting the CET1 ratio by +14 basis points for Q3 2025 [2] - The company plans to extend the strategic use of risk transfer transactions across Retail and additional Wholesale Banking portfolios in the coming years [2] Group 1 - The transactions provide first-loss protection on diversified portfolios of corporate loans [1] - Andrew Bester, a member of ING's Management Board Banking, emphasized the importance of teamwork and partnerships with institutional investors in executing these transactions [3] - The successful execution aligns with ING's capital velocity strategy and demonstrates its commitment to supporting client needs and contributing to European economic growth [3] Group 2 - ING Group operates as a global financial institution with a strong European base, offering banking services through ING Bank [6] - The bank employs over 60,000 staff and serves customers in more than 100 countries [6] - ING Group shares are listed on multiple exchanges, including Amsterdam, Brussels, and the New York Stock Exchange [6]