央行余剑:金融“五篇大文章”贷款增速比各项贷款平均增速高6.6个百分点
Sou Hu Cai Jing·2025-11-24 14:07

Core Viewpoint - The 21st Century Financial Conference highlighted China's transition to a high-quality economic development phase, focusing on five key areas: technology, green finance, inclusive finance, elderly care, and digital economy [1] Group 1: Financial Policy Framework - The People's Bank of China is leading efforts to enhance the policy framework and service system for the "five major articles" of finance, aiming to support high-quality economic development and deepen structural reforms in financial supply [1] - A comprehensive management system for the credit market is being established, which includes a dynamic loop of policy implementation, evaluation, and optimization [1] Group 2: Loan Growth Statistics - As of August 2025, the loan balance for the "five major articles" reached 105.6 trillion yuan, accounting for 38.7% of total loans, with a year-on-year growth of 13.2%, outpacing the average growth rate of all loans by 6.6 percentage points [1] - Specific loan growth rates in key sectors include technology (12.1%), green finance (23.8%), inclusive finance (10.8%), elderly care (52%), and digital economy (12.5%), all significantly exceeding the average loan growth rate [1]