香港擘画“金融科技2030”新蓝图

Core Insights - Hong Kong is entering the "FinTech 3.0 era," integrating technology into daily life to create a resilient and impactful financial ecosystem [1] - The Hong Kong Monetary Authority (HKMA) has announced the "FinTech 2030" strategy, focusing on four key areas: new data and payment infrastructure, AI applications, business and technology resilience, and financial tokenization [2] - The government aims to encourage innovation in the financial sector by relaxing restrictions and exploring tokenization in traditional finance [3] Group 1: FinTech Development Strategy - The "FinTech 2030" strategy includes over 40 specific projects aimed at establishing Hong Kong as a robust international FinTech hub [2] - Hong Kong ranks third globally and first in Asia in the Global Financial Centers Index, with over 1,200 FinTech companies, a 10% increase from last year [2] - The total revenue of Hong Kong's FinTech industry is expected to exceed $600 billion by 2032 [2] Group 2: Government Initiatives - The Hong Kong government is implementing measures to promote technological innovation in finance, including the use of regulatory sandboxes [3] - Approximately 75% of financial institutions in Hong Kong are currently using or trialing generative AI, with plans to increase this to over 87% in the next 3 to 5 years [3] - The government is also focusing on seamless cross-border payment integration between Hong Kong and mainland China [3] Group 3: Virtual Assets and Market Development - The Hong Kong Securities and Futures Commission plans to introduce guidelines to enhance the virtual asset market, allowing licensed platforms to connect with global liquidity [4] - Measures will include enabling regulated virtual asset trading platforms to share global order books with affiliated overseas platforms [4] Group 4: Collaboration with Mainland China - The Hong Kong government is collaborating with Shenzhen to create a global FinTech center, focusing on digital finance, green finance, and inclusive finance [6] - This partnership aims to leverage Hong Kong's FinTech advantages and Shenzhen's industrial finance strengths to enhance cooperation [6] - The collaboration is expected to promote high-quality development of FinTech in the Guangdong-Hong Kong-Macao Greater Bay Area [6]