苏农银行科创债发行议案通过14%股东反对 王亮上任抛80万增持提信心或难奏效

Core Viewpoint - Su Nong Bank faces significant challenges under the new leadership of Wang Liang, particularly in uniting shareholder consensus and improving financial performance amid declining capital adequacy and stagnant revenue growth [2][6]. Group 1: Shareholder Decisions - The recent extraordinary general meeting approved the election of Wang Liang and Xia Lijun as executive directors, along with a resolution to issue 500 million yuan in technology innovation bonds [1][3]. - A notable 13.9743% of shareholders voted against the bond issuance, with 19.7953% of shareholders holding less than 5% of shares opposing the proposal [1][3]. - The bond issuance received 4.03 billion votes in favor, representing 85.6875% of the total, indicating a significant divide among smaller shareholders [3][4]. Group 2: Financial Performance - For the first three quarters of 2025, Su Nong Bank reported revenue of 3.221 billion yuan, a mere 0.08% increase year-on-year, and a net profit attributable to shareholders of 1.708 billion yuan, up 5.01% [2][6]. - The bank's capital adequacy ratio decreased from 13.08% at the end of the previous year to 12.88% by September 2025 [2][4]. - Interest income fell by 7.24% to 4.651 billion yuan, contributing to a 3.84% decline in net interest income [7]. Group 3: Management Changes and Strategies - Wang Liang, appointed as the new president, along with two other young executives, faces the dual challenge of enhancing performance and aligning shareholder interests [6][8]. - The new management team announced a plan to increase their holdings in the bank, with Wang Liang committing to purchase at least 800,000 yuan worth of shares [2][7]. - Despite the management's efforts to instill confidence through share purchases, the backdrop of stagnant revenue growth and declining capital adequacy raises concerns about the effectiveness of these measures [7].