金融支农破困局 期货赋能绘新篇——国投期货携手多方打造生猪“保险+期货”滑县样本

Core Viewpoint - The "Insurance + Futures" project in Huai County, Henan Province, aims to stabilize the pig farming industry amidst significant price fluctuations, providing a financial safety net for local farmers through innovative financial practices [1][6]. Group 1: Industry Challenges - Huai County is a major pig-producing area, and pig farming is a crucial income source for local farmers. However, the industry faces severe challenges due to frequent and drastic price fluctuations, leading to significant losses for farmers [2]. - A local farmer calculated that the cost of raising pigs is around 6.5 yuan per kilogram, which can rise to nearly 7 yuan when considering additional expenses, while the selling price is currently only 6 yuan, resulting in substantial losses for many small farmers [2]. Group 2: Solutions and Collaboration - To address the industry's challenges, Guotou Futures, in collaboration with Minsheng Bank and China Pacific Insurance, initiated a tailored risk management solution using the "Insurance + Futures" model, effectively managing market volatility [6]. - The project received a 25% premium subsidy from the Dalian Commodity Exchange, reducing the insurance cost for farmers, while the local government provided financial support and conducted multiple outreach sessions to ensure the policy reached the intended beneficiaries [6]. Group 3: Effectiveness of the Program - The project established a comprehensive risk management system through collaboration among government, banks, futures, and insurance sectors, focusing on the urgent needs of farmers and enhancing service delivery [7]. - A total compensation of 840,400 yuan was quickly disbursed to farmers, effectively offsetting their losses from price declines, which reinforced their confidence in continuing their farming operations [8]. Group 4: Future Outlook - The financial support not only stabilized farmers' incomes but also strengthened the foundation of the pig farming industry. The project exemplifies how futures can serve the real economy and empower rural revitalization [8]. - The local government plans to continue exploring and optimizing the "Insurance + Futures" model to ensure more small farmers benefit from these policies, aiming for a sustainable and prosperous future for the pig farming sector [10].