苏农银行科创债发行议案通过 抛80万增持提信心或难奏效

Core Viewpoint - Su Nong Bank faces significant challenges in uniting shareholder consensus and improving performance under the new leadership of Wang Liang, who has recently taken office as the bank's president [1][8]. Group 1: Shareholder Decisions - The second extraordinary general meeting of shareholders in 2025 approved the election of Wang Liang and Xia Lijun as executive directors, along with the issuance of 500 million yuan in technology innovation bonds [1][3]. - A notable 13.9743% of shareholders voted against the issuance of technology innovation bonds, with 19.7953% of shareholders holding less than 5% of shares opposing the proposal [1][4]. - The approval for the technology innovation bond issuance received 4.03 billion votes in favor, representing 85.6875% of the votes, while 657.925 million votes were against [4][6]. Group 2: Financial Performance - For the first three quarters of 2025, Su Nong Bank reported operating income of 3.221 billion yuan, a mere 0.08% increase year-on-year, and a net profit attributable to shareholders of 1.708 billion yuan, up 5.01% [1][8]. - The bank's capital adequacy ratio decreased from 13.08% at the end of the previous year to 12.88% by the end of September 2025 [1][7]. - Interest income fell by 7.24% to 4.651 billion yuan, contributing to a 3.84% decline in net interest income to 2.058 billion yuan [9]. Group 3: Management Changes and Initiatives - Wang Liang, aged 43, was appointed as the new president of Su Nong Bank, succeeding Zhuang Yingjie, who had served for eight years [8]. - The new management team, including two vice presidents born in the 1980s, has proposed a share buyback plan totaling at least 1.8 million yuan to instill confidence in the market [2][10]. - The bank's total assets reached 226.749 billion yuan, with loans and deposits growing by 6.68% and 7.08%, respectively, compared to the beginning of the year [8].