河南出台专项金融政策赋能制造业绿色化转型

Core Viewpoint - The Henan province has introduced a special financial policy aimed at empowering the manufacturing sector to transition towards greener practices, addressing financing challenges through innovative financial measures [1][2]. Group 1: Policy Objectives - The policy aims to break down financing barriers, ensuring that eligible enterprises, regardless of size, industry, or ownership type, can access financial support fairly [1]. - The initiative is a collaborative effort involving multiple departments, including the Henan Provincial Department of Industry and Information Technology and the People's Bank of China, among others [1]. Group 2: Key Support Measures - The policy outlines five substantial support measures targeting financing pain points: 1. Accelerating approval efficiency by shortening review times by 30% to 50%, with a goal to complete loan disbursement within 10 working days after credit approval [2]. 2. Lowering loan interest rates, encouraging financial institutions to offer preferential rates based on the circumstances of the enterprises [2]. 3. Extending loan terms, allowing working capital loans to last 2 to 3 years and project financing up to 8 to 10 years [2]. 4. Increasing loan limits based on enterprise revenue and total project investment [2]. 5. Diversifying collateral options by including "green assets" such as industrial data, pollution rights, carbon emission rights, and green technology intellectual property [2]. Group 3: Implementation Mechanisms - To ensure effective policy implementation, Henan province will establish four mechanisms: shared information between banks and enterprises, direct connections, performance statistics, and effect evaluations [2]. - Relevant departments will collect and determine the lists of pilot banks and enterprises, facilitating dynamic adjustments and regular assessments of loan amounts and pilot effectiveness [2].