Hua Xia Shi Bao·2025-11-26 03:57Core Insights - The article highlights the significant growth of China's enterprise annuity system since its implementation in 2004, with accumulated funds reaching 3.84 trillion yuan by mid-2025, reflecting the public's expectations for a dignified retirement [2] - The investment strategy for annuities focuses on stability and long-term growth rather than short-term gains, managed by professionals who ensure the effective management of retirement funds [2][5] - The role of professionals like Zhen Ying is crucial in managing these funds, as they utilize data analysis and risk management to guide investment decisions and maintain client trust [6][9] Group 1: Industry Growth and Investment Strategy - The enterprise annuity system has evolved from non-existence to a substantial fund size, with a net asset value of 3.81 trillion yuan, nearing the 4 trillion yuan mark [2] - The investment approach prioritizes stability and long-term performance, contrasting with the volatility often seen in other investment sectors [2] - Professionals in the field do not engage in direct trading but play a vital role in overseeing fund management and ensuring the alignment of investment strategies with client needs [5][6] Group 2: Professional Role and Client Interaction - Zhen Ying exemplifies the role of a "manager of managers" (MOM), focusing on data-driven insights and risk assessment to navigate the complexities of annuity investments [5][6] - The "Trust Bridge" concept is emphasized, where professionals translate complex data into understandable insights for clients, fostering a deeper level of trust [6][9] - The proactive service model adopted by the company aims to anticipate client needs and provide timely responses, enhancing the overall client experience [8][12] Group 3: Service Philosophy and Client Value - The company's service philosophy of "saving worry, time, and money" is deeply ingrained in its culture, guiding daily operations and client interactions [7][8] - Zhen Ying's approach includes shortening communication chains and providing clear, actionable insights to clients, especially during market fluctuations [8][9] - The focus on creating "alpha returns" through superior investment management rather than merely reducing costs reflects a commitment to maximizing client value [8][11]